ABOUT BANKARD

Bankard, Inc. is a pioneer in the credit card industry with 25 years of experience in card issuing and acquiring tucked under its belt. Celebrating its silver anniversary in the year 2007, the company entered another milestone in its existence on the same year with the re-branding of its cards from Bankard to RCBC Bankard - the culmination of Bankard's coming together with banking industry stalwart Rizal Commercial Banking Corporation (RCBC) that began in the year 2000 and concluded last December 2006 with the sale of the entire Bankard business and all of its assets to RCBC.

Tasked to manage RCBC's credit card portfolio as part of a Service Agreement with RCBC, Bankard continues to issue credit cards under the MasterCard, Visa, and JCB labels.

In terms of card features, Bankard is known for being the first card company to launch a catalog-free Rewards Program and a simplified, no-hassle installment conversion feature that allows cardholders to convert their retail purchases to installment just by calling the RCBC Bankard Customer Service. Cardholders can likewise avail themselves of flexible and easy-on-the-pocket installment packages through the RCBC Bankard Installment facility that also includes 0% interest installment.

As far as credit card services are concerned, RCBC Bankard cards boast not only of a 24/7 Customer Service access that assists cardholders in all their commonly requested services like balance inquiry, card payments status, lost card reporting and statement of account copy requests but also of an online facility via their website at www.RCBCBankard.com. Through the website, cardholders can do payments online, access their latest statements, or enroll in a statement via email program that allows them the clutter-free convenience of having their monthly statements delivered directly to their email accounts. The website also allows interactive card application and carries an online calculator to help cardholders compute for their installment purchases, their rewards points, or their balance transfer amortizations.

Apart from online applications, balance transfer from a non-RCBC Bankard card to an RCBC Bankard card can also be done just by calling the RCBC Bankard Customer Service thereby making the entire process totally hassle-free for the cardholders.

Aside from its RCBC Bankard cards, Bankard also issues the low-interest myDream JCB and the prestigious Black Card, the RCBC Bankard Platinum MasterCard.