| Oscar B. Biason | President and CEO |
| Rafael Andres R. Reyes | Executive Vice President and COO &
CIO |
| Eugenio U. Fernandez | First Vice President, CFO |
| Maria Angelina V. Angeles | First Vice President, Customer Service |
| Fe Fortunata R. Rio | Vice President, Operations |
| Ma. Liwayway M. Tan | Vice President, Compliance Risk
Management & Internal Audit |
| Evelyn A. Fernandez | Vice President, Acceptance Services |
| Amor A. Lazaro | Vice President, Portfolio MIS |
| Katrina Joy G. Cruz | Vice President, Collection |
| Benjamin William R. Cumpas Jr. | Vice President, Merchant Business |
| Vilma M. Baltazar | Vice President, Human Resource Management |
| Karlo C. Gonzales | Assistant Vice President, Fraud Management & Authorization |
| Leo Benedict K. Gonzales |
Assistant Vice President, Card Sales & Distribution |
| Cristina V. Macarinao | Assistant Vice President, Credit Policy |
| Mylene J. Bico | Assistant Vice President, Portfolio Analytics & Business Development |
| lrene D. Taylo | Assistant Vice President, Marketing |
| Luz L. Magtoto | Assistant Vice President, Financial Accounting |
| Felix L. Sincoñegue | Assistant Vice President, General Services |
| Renan D. Unson | Assistant Vice President, Information Technology |
ABOUT BANKARD
