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Exemplary Services
Insurance Benefits
The Black Card Travel Plus
The Black Card gives traveling principal cardholders (aged 18-65 years old) including two (2) dependents (1 spouse, below 65 years old and 1 child, below 21 years old) the most comprehensive protection against possible accidents, unexpected medical expenses and other-travel related problems. In partnership with Malayan Insurance, MasterCard's local and worldwide emergency network centers can provide services for many emergency and medical situations, including recovery of lost or delayed baggage, and even language interpretation. All of these are FREE if the cardholder purchases his travel tickets using his Black Card.
For inquiries, please call Malayan Insurance at 242-8888 local 286 or go over the Black Card
Primer for details of insurance coverage.
- Travel Protection
Emergency Medical Treatment
Finding yourself in an accident or getting sick while traveling can be very expensive. And because it can happen suddenly and unexpectedly, travelers often find themselves without immediate access to or the needed resources for payment of such treatment. As a Black Card holder you are provided with coverage for emergency medical treatment anytime you need it during your travel. If further attention is required to stabilize your condition, your coverage also extends follow-up care, as well as the daily incidental expenses involved in hospital confinements.
Recovery of Travel Expenses
If your trip needs to be cut short, the Emergency Trip Termination feature will reimburse the unused portion of your travel and accommodation expenses that were paid in advance and which are non-refundable.
If your trip is cancelled within 30 days prior to your scheduled departure, the Emergency Trip Cancellation feature will reimburse the non-refundable portion of your travel and accommodation expenses.
Whatever the case, the termination or cancellation of trip must result from death or life threatening sickness or injury of the Insured Person or a member of his immediate family requiring immediate medical attention.
- Travel Inconvenience Benefits
Without the right insurance protection, traveling can be quite a hassle. To make sure you don't experience this, the Black Card offers benefits for:
- Loss of Travel Documents
- Loss of Baggage
- Baggage Delay
- Strikes and Aircraft Hijacking
- Flight Delay
- Value-Added Features
- Car Rental Protection
- Sports Activities Extension
| BENEFIT |
COVERAGE |
| Emergency Medical Treatment (Accident/Sickness) |
|
| Local & Asian Travel |
1,000,000.00 |
| Worldwide Travel |
2,000,000.00 |
| Follow-up Care |
Included |
| Hospital Cash Allowance (per day/max 10days per confinement) |
1,000.00 |
| Recovery of Travel Expenses |
Due to emergency situations of traveler's
immediate family |
| Emergency Trip Cancellation |
50,000.00 |
| Emergency Trip Termination |
50,000.00 |
| Travel Inconvenience Benefits |
|
| Loss of Travel Documents |
50,000.00 |
| Loss of Baggage |
100,000.00 |
|
Sub limit of P5,000 per item |
| Baggage Delay |
50,000.00 |
| Strikes and Aircraft Hijacking |
50,000.00 |
|
Per-day basis up to 10 days per occurrence |
| Flight Delay |
30,000.00 |
|
Due to severe weather, mechanical trouble, airline strike |
| Value-Added Features |
|
| Car Rental Protection |
100,000.00 |
| Sports Activities Extension |
Extends Medical Treatment and Travel
Assistance Benefits for accidents due to
fitness, winter, water and extreme sports |
|
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