Annual Membership Fees

    First Year Fee WAIVED
    Principal - P2,500
    Extension - FREE for Life (maximum of 3)
      P950 for succeeding cards

Revolving Interest Rate
A revolving interest rate of 2.75% per month will be charged to the outstanding balance when card member pays the minimum or 5% of the total outstanding balance.

Late Payment Charges
A service charge of 7% or P200, whichever is higher, will be charged to past due balances.

Cash Advance Service Fee
A cash advance fee of 5% of the amount withdrawn or P300, whichever is higher, will be charged for every cash advance made.