Joining Fee

waived

Membership Fee Principal

P2,500/year

Membership Fee Supplementary

waived up to 3 Supplementary cards, in excess P950/year

Finance Charge

2.75 %

Returned Check Fee

P500

Invoice Retrieval Fee

P150

Card Replacement Fee

P500

Minimum Amount Due

5% of outstanding balance or P500, whichever is higher

Cash Advance Fee

3% of cash amount availed of or P500, whichever is higher

Late Payment Fee

7% of past due amount or P200, whichever is higher

Installment Pre-termination Fee

Php500 or 5% of the unpaid principal amount, whichever is higher

Service Fee for Foreign Currency Transactions

1.03% of the converted sum plus reimbursement of the assessment fee charged by Visa/Mastercard/JCB to Bankard equivalent to 1% of the converted sum.

If you pay any amount less than the Closing Balance/Total Amount Due or make a cash advance transaction, finance charge at prevailing interest rates will be computed on the Daily Outstanding Balance of your account (including any fixed monthly installment amount/s) from the dates of the transactions until the end of the current statement period.