RCBC Bankard World MasterCard

RCBC Bankard World MasterCard

The World Card provides an array of valuable offers, upgrades, experiences and preferred access to suit your lifestyle.

Free-for-Life Supplementary Card (maximum of 9)
Cardholders can share the world-class and high-status benefits and privileges of their World Card with their loved ones with the NINE supplementary cards FREE FOR LIFE!

Reversal of Annual Membership Fee
Annual membership fee is reversed or waived upon card renewal if the cardholder’s total accumulated billings charged for the last 12 months is at least P500,000.

MasterCard Global Service
MasterCard provides assistance in times of emergencies worldwide. Services include lost and stolen card reporting and emergency card replacement.

Travel Insurance Program
RCBC Bankard World MasterCard gives travelers protection as they cover the globe. Whether the risk involved has to do with flight delay, misplaced or delayed baggage, or even emergency trip cancellation,

RCBC Bankard World MasterCard keeps you covered. All of these are FREE if the cardholder purchases his / her travel tickets using his World Card.

Travel Insurance Program

Learn more about RCBC Bankard FREE Travel Plus Insurance Program here. For inquiries, please call Malayan Insurance at 242-8888 local 286.

Airport Lounge Service
Indulge in one of the country’s most prestigious airport lounges – The MIASCOR Airport Lounge.  Cardholders are treated to the comfort and luxury of a modern and full furnished air-conditioned sitting room while waiting for their international flight.

Free access is available to cardholders who accumulate at least P500,000 in their previous year’s spending. Otherwise a minimal fee of US$9.00 will be charged. Principal and supplementary World cardholders are entitled to bring one guest per visit.

International Phone Service
Boundless connection with the world. Click here for details.

Priority PassTM Airport Lounge Access
Priority Pass is the world’s largest independent airport lounge access program. Priority Pass Airport Lounge Access provides access to, and all of the privileges of, more than 600 VIP lounges in major airports in over 100 countries worldwide. No matter what airline, what frequent flyer membership, or class of ticket bought, eligible cardholders will enjoy all of the convenience of an airport lounge.

Before traveling, cardholders can log on to www.prioritypass.com and view a directory of airport lounges available worldwide. Eligible cardholders present their Priority Pass membership cards to gain admission for themselves; guests are permitted at the discretion of each lounge. Cardholders will enjoy complimentary refreshments, newspapers, and television. In addition, there is access to business facilities including phone, fax, conference and internet facilities (where available).

Membership fee is free through RCBC Bankard World MasterCard. Cardholders will be charged US$27 for every visit.

To view the full listing of lounges, please click here.

Earn one (1) rewards point each time you charge P36 to your card or P125 from supermarkets, drugstores, or gas stations. See Rewards Points Redemption Table here to know the peso equivalent of your accumulated points.

RCBC Bankard World MasterCard Table of Fees and Charges

Joining Fee


Membership Fee Principal


Membership Fee Supplementary

Free for Life

Finance Charge


Returned Check Fee


Invoice Retrieval Fee


Card Replacement Fee


Minimum Amount Due

5% of outstanding balance or P500, whichever is higher

Cash Advance Fee

3% of cash amount availed of or P500, whichever is higher

Late Payment Fee

7% of past due amount or P200, whichever is higher

Service Fee for Foreign Currency Transactions

1.03% of the converted sum plus reimbursement of the assessment fee charged by Visa/Mastercard/JCB to Bankard equivalent to 1% of the converted sum.

If you pay any amount less than the Closing Balance/Total Amount Due or make a cash advance transaction, finance charge at prevailing interest rates will be computed on the Daily Outstanding Balance of your account (including any fixed monthly installment amount/s) from the dates of the transactions until the end of the current statement period.

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